A data breach cost calculator turns abstract risk into a budget number. Data breach news in 2026 shows costs still climbing. Enter your industry and size for an estimate.
Data breach news in 2026 keeps citing IBM's Cost of a Data Breach report as the benchmark — and the direction is up. This calculator applies the report's cost factors to your inputs: industry, company size, and security posture. The biggest levers are detection speed and tested backups. Use your number in the next budget meeting — it beats abstract fear.
A data breach cost calculator estimates the financial impact of a breach for your organization — detection, notification, lost business, and fines — using industry benchmark figures like IBM's annual report.
Pick your company size and industry. Get an estimated breach cost built from published research figures — in seconds, in your browser, nothing uploaded.
IBM's Cost of a Data Breach Report 2026, produced with the Ponemon Institute from 602 breached organizations across 16 countries, covering incidents between March 2025 and February 2026. Key published figures: $4.99M global average, $11.5M US average, $6.64M healthcare, $6.3M financial services, $5.2M energy, and $192 per customer PII record.
It is a rough planning figure built from public averages, not a quote and not a prediction. IBM's report does not break results out by company size, and real breach costs vary widely with the data involved, the attack vector, and how fast the breach is contained.
Breach costs differ sharply by sector in IBM's data. Healthcare was the costliest industry for the 13th year running at $6.64M on average, followed by financial services at $6.3M and energy at $5.2M, against a $4.99M global average.
Speed and tooling. Breaches contained within 200 days averaged $4.32M versus $5.65M for longer lifecycles, and organizations using security AI and automation extensively saved an average of $1.93M per breach (IBM, 2026).
IBM's 2026 report puts the average compromised customer PII record at $192, up from $160. Customer PII was the most commonly stolen data type at 52% of breaches; intellectual property was the costliest to lose at $196 per record.
Industry pricing guides put a standard commercial penetration test at roughly $10,000 to $35,000. Smaller scoped web-application tests start around $5,000 to $7,500, and large or enterprise engagements run $35,000 to $150,000 or more, depending on scope, complexity, and retesting.
IBM's Cost of a Data Breach Report 2026, produced with the Ponemon Institute from 602 breached organizations across 16 countries, covering incidents between March 2025 and February 2026. Key published figures: $4.99M global average, $11.5M US average, $6.64M healthcare, $6.3M financial services, $5.2M energy, and $192 per customer PII record.
It is a rough planning figure built from public averages, not a quote and not a prediction. IBM's report does not break results out by company size, and real breach costs vary widely with the data involved, the attack vector, and how fast the breach is contained.
Breach costs differ sharply by sector in IBM's data. Healthcare was the costliest industry for the 13th year running at $6.64M on average, followed by financial services at $6.3M and energy at $5.2M, against a $4.99M global average.
Speed and tooling. Breaches contained within 200 days averaged $4.32M versus $5.65M for longer lifecycles, and organizations using security AI and automation extensively saved an average of $1.93M per breach (IBM, 2026).
IBM's 2026 report puts the average compromised customer PII record at $192, up from $160. Customer PII was the most commonly stolen data type at 52% of breaches; intellectual property was the costliest to lose at $196 per record.
Industry pricing guides put a standard commercial penetration test at roughly $10,000 to $35,000. Smaller scoped web-application tests start around $5,000 to $7,500, and large or enterprise engagements run $35,000 to $150,000 or more, depending on scope, complexity, and retesting.